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MOBILE PAY
Use your iPhone or iPad to easily accept credit and signature debit card payments anywhere you have wireless coverage. The powerful Mobile Pay app turns your iOS device into a credit card t

Global Payments Time is a cloud-based time tracking and scheduling app for employees.

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We are deeply committed to serving our customers and supporting our team members and communities, delivering outstanding quality in all that we do.

Commitment to Service

We are kind, compassionate, inclusive and empathetic, celebrating and respecting each other's unique backgrounds, perspectives and experiences to create an environment where all employees feel welcome and valued.

Kindness and Inclusivity

We are trusted to always do the right thing and are responsible for our outcomes, delivering with a high degree of integrity, pride and professionalism.

Integrity

We foster a culture of teamwork, collaboration, and inclusivity, investing in employee training, development, and well-being to ensure everyone can do their best work.

Teamwork and Collaboration

Global Payments is a leading worldwide provider of payment technology and software solutions, delivering innovative financial technology services to merchants, issuers, and consumers. The company processes over 50 billion transactions annually for more than 3.5 million businesses across 100+ countries.

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Cameron Bready

Chief Executive Officer and Board Member

Robert Cortopassi

President and Chief Operating Officer

Ryan Loy

Chief Information Officer

Laurent Bossard

Head of Worldwide Operations

David Green

Chief Administrative Officer

M. Troy Woods

Chairman of the Board

Global Payments Inc. is an American multinational financial technology company that provides payment technology and services to merchants, issuers and consumers. In June 2021, the company was named to the Fortune 500. The company processes payments made through credit cards, debit cards, and digital and contactless payments.

https://en.wikipedia.org/wiki/Global_Payments

Comprehensive payment processing services enabling businesses to accept credit cards, debit cards, and digital/contactless payments. Global Payments serves over 3.5 million merchant locations across retail, healthcare, hospitality, and other industries with technology-enabled payment solutions.

Merchant Acquiring Services

Payment processing and technology solutions for credit and debit card issuers through the Total System Services (TSYS) business unit. Helps banks manage card portfolios and serves over 1,300 financial institutions globally. Note: This business unit is being divested to FIS in 2025.

Issuer Processing Solutions

Technology-enabled services supporting integrated payments, e-commerce, and omni-channel solutions that enable seamless payment acceptance across physical and digital channels for businesses of all sizes.

Integrated Payments Platform

Secure payment gateway solutions acquired through Realex Payments, enabling online merchants to process transactions safely and efficiently across multiple payment methods and currencies.

Payment Gateway Services

Comprehensive software platforms that go beyond payment processing to include point-of-sale systems, inventory management, customer relationship management, and business analytics for merchants.

Software Solutions for Merchants

Integrated payment and commerce capabilities embedded directly into software platforms and vertical-specific applications, enabling software companies to offer payment services to their customers.

Embedded Commerce Solutions

International payment processing services across 100+ countries enabling cross-border transactions, multi-currency processing, and local acquiring services for global businesses and financial institutions.

Global Payment Processing

Global Payments announced definitive agreements to acquire Worldpay from GTCR and FIS for a net purchase price of $22.7 billion while divesting its Issuer Solutions business to FIS for $13.5 billion. The combined entity will serve more than 6 million customers and enable approximately 94 billion transactions and $3.7 trillion in volume across more than 175 countries.

Global Payments to Acquire Worldpay in Landmark $22.7B Deal

Concurrently with the Worldpay acquisition, FIS announced the acquisition of Global Payments' Issuer Solutions business for $13.5 billion. The transaction reflects a 12.3x adjusted EBITDA multiple for Issuer Solutions and establishes a commercial relationship between Global Payments and FIS to deliver comprehensive solutions globally.

FIS to Acquire Global Payments' Issuer Solutions Business for $13.5B

Global Payments announced full year 2024 results with adjusted net revenues increasing 6% to $9.15 billion and adjusted earnings per share increasing 11% to $11.55. The company reported GAAP revenue of $10.1 billion (up 4.68%) and adjusted operating margin expansion of 40 basis points to 45.0%.

Global Payments Reports Strong Full Year 2024 Financial Results

Global Payments promoted Robert 'Bob' Cortopassi to President and Chief Operating Officer effective immediately. Cortopassi, who joined Global Payments in 2012 as part of the APT acquisition, oversees the company's merchant and issuer solutions businesses as well as worldwide operations, bringing over 30 years of experience in technology and global business.

Global Payments Appoints Robert Cortopassi as President and COO

Global Payments received recognition on multiple employer awards including America's Greatest Workplaces for Diversity (Newsweek), America's Most Responsible Companies (Newsweek), Fair360 Noteworthy List, Best Places to Work for LGBTQ Equality (Human Rights Campaign), and The World's Top 250 Fintech Companies (CNBC), demonstrating commitment to diversity, inclusion, and workplace excellence.

Global Payments Named to Multiple 2024 Best Workplace Lists

Global Payments Process Centre Inc. earned first-time certification as one of the Best Places to Work in the Philippines for 2024, recognized for employee recognition programs, wellness benefits, and financial benefits that support employee well-being and professional development.

Global Payments Process Centre Certified as Best Place to Work in Philippines

Global Payments Inc. was recognized in the VETS Indexes Employer Awards 2025, continuing its recognition for hiring, retaining, promoting, and supporting veterans. This marks the second consecutive year of recognition in the VETS Indexes program.

Global Payments Recognized in VETS Indexes Employer Awards 2025

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Global Payments is HIRING!

Global Payments

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GLOBAL PAYMENTS INC

George W. Thorpe founded National Data Corporation (NDC) in Atlanta, Georgia, establishing the foundation for what would eventually become Global Payments Inc.

National Data Corporation Founded

NDC initiated credit card transaction processing services, pioneering electronic payment processing and merchant acquiring services in the early days of the credit card industry.

Credit Card Processing Services Launched

Global Payments completed its spin-off from National Data Corporation via a tax-free distribution of shares to NDC shareholders on February 1, 2001, becoming an independent publicly traded company on the New York Stock Exchange under ticker GPN.

Global Payments Spins Off from NDC

Global Payments acquired United Card Service, Russia's leading credit card processor, for $75 million, marking significant international expansion into emerging markets.

Acquisition of United Card Service

Acquired Accelerated Payment Technologies for $413 million, bringing key talent including future President and COO Robert Cortopassi to Global Payments.

Accelerated Payment Technologies Acquisition

Global Payments purchased Realex Payments for €115 million in March 2015, bolstering its European presence and gateway services capabilities.

Strategic European Expansion

Completed pivotal acquisition of Heartland Payment Systems for $4.3 billion on April 25, 2016, significantly enhancing its merchant solutions business and scale.

Heartland Payment Systems Acquisition

Global Payments announced a landmark $21.5 billion merger with Total System Services (TSYS) on May 28, 2019, creating a preeminent technology-enabled payments company.

TSYS Merger Announced

TSYS and Global Payments completed their merger agreement on September 18, 2019. The combined company serves approximately 3.5 million merchant locations, over 1,300 financial institutions across 100+ countries, and enables digital interactions with over 600 million cardholders globally.

TSYS Merger Completed

Global Payments was named to the Fortune 500 list for the first time in June 2021, recognizing its position among America's largest corporations.

Named to Fortune 500

Global Payments reached an agreement to acquire EVO Payments Inc. in 2022, further expanding its merchant acquiring capabilities and geographic reach.

EVO Payments Acquisition

Starting in early 2024 and continuing into September, Global Payments implemented workforce reductions affecting approximately 5,400 employees across the US, Canada, UK, India, and other markets as part of operational efficiency initiatives.

Workforce Restructuring

Robert Cortopassi was promoted to President and Chief Operating Officer in August 2024, effective immediately, overseeing Global Payments' merchant and issuer solutions businesses and worldwide operations.

Leadership Transition: Cortopassi to President and COO

Global Payments announced transformative three-way transaction on April 17, 2025: acquiring Worldpay from GTCR and FIS for $22.7 billion net while divesting Issuer Solutions business to FIS for $13.5 billion. Combined entity will serve 6M+ customers across 175+ countries with $3.7T in annual volume.

Worldpay Acquisition and Issuer Solutions Divestiture

The official American Express App for iPhone allows you to access your Account from anywhere. Track spending & rewards, find offers, review your balance, pay your bill and enjoy features only availabl

Turn travel dreams into dream vacations by booking through Amex Travel. Whether exploring new places or finding the right hotel, the Amex Travel App can help you get there. 

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Designed for small business owners like you, the free American Express Business Blueprint™ app offers a single location to view a current snapshot of your acco

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American Express Company is an American bank holding company and multinational financial services corporation that specializes in payment cards. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan. Amex is the fourth-largest card network globally based on purchase volume, behind China UnionPay, Visa, and Mastercard. 141.2 million Amex cards were in force worldwide as of December 31, 2023, with an average annual spend per card member of US$24,059. That year, Amex handled over $1.7 trillion in purchase volume on its network. Amex is the 16th largest US bank, with a total of US$270 billion in assets or 1.1% of all assets insured by the FDIC. It is ranked 58th on the Fortune 500 and 28th on the list of the most valuable brands by Forbes. In 2023, it was ranked 63rd in the Forbes Global 2000. American Express National Bank is a direct bank owned by Amex.

https://en.wikipedia.org/wiki/American_Express

American multinational financial services corporation

American Express Company reported $60.5 billion in revenue for 2024, up 9% year-over-year, driven by strong consumer spending among affluent cardmembers and growing merchant acceptance. Company had 143 million cards in force globally (U.S. 71M, international 72M) with 58 million active cardmember accounts. Average spending per cardmember reached $25,000 annually (vs. Visa/Mastercard average $8,000), reflecting premium customer base skewing toward high-income households ($100K+ annual income representing 60%+ of volumes). Net income $8.4 billion (14% margin). Stock NYSE:AXP traded at $245, market cap $175 billion. However, merchant acceptance remained challenge—AmEx accepted at 99% of U.S. locations where credit cards accepted but lower internationally due to higher merchant fees (2.5-3.5% vs. Visa/Mastercard 1.5-2.5%).

American Express Reports $60.5B Revenue in 2024, 143M Cards in Force Globally

American Express raised Platinum Card annual fee from $550 to $695 in 2024 (sixth increase since 1984 launch at $250), positioning as ultra-premium travel card competing with Chase Sapphire Reserve, Capital One Venture X. Fee increases justified by enhanced benefits: $200 airline fee credit, $200 Uber credit, $200 hotel credit, $189 CLEAR credit, $240 digital entertainment credit (Disney+, Hulu, Peacock, NYT), airport lounge access (Centurion Lounges, Priority Pass), hotel elite status (Marriott Gold, Hilton Gold). Annual benefits totaled $1,000+ value if fully utilized. Despite fee hikes, Platinum Card membership grew 8% to 13M+ cardmembers globally. Affluent consumers viewed card as essential lifestyle accessory, status symbol. Average Platinum cardmember spent $50,000+ annually.

AmEx Platinum Card Annual Fee Rises to $695, Premium Benefits Justify Cost for Affluent

American Express operated 30 Centurion Lounges globally in 2024 (up from 15 in 2020), exclusive airport lounges for Platinum, Centurion (Black Card) cardmembers. Lounges featured chef-curated menus, premium open bars, espresso service, private workspaces, showers, spa treatments—far exceeding typical airline clubs. Locations included major hubs (New York JFK, LAX, London Heathrow, Tokyo Haneda, Hong Kong). However, overcrowding became issue as Platinum membership surged—lounges frequently at capacity, turned away cardmembers during peak hours. AmEx responded by restricting guest access, considering paid entry for lower-tier cards, building larger facilities. Lounges represented $500M+ annual investment but critical differentiation—competitors (Chase, Capital One) building rival lounges.

American Express Centurion Lounges Expand to 30 Airports, Differentiate Premium Experience

American Express Membership Rewards program enrolled 100+ million members globally in 2024, earning points on purchases (1-5x depending on category, card) redeemable for travel, statement credits, gift cards, merchandise. Strategic partnerships with Delta Air Lines (exclusive credit card issuer since 1996), Hilton Hotels (co-brand cards), Marriott Bonvoy strengthened value proposition. Membership Rewards points valued at 1.5-2 cents each when transferred to airline/hotel partners vs. 0.6-1 cent for cash redemption, incentivizing travel spending. Points liability (outstanding unredeemed points) exceeded $20 billion on balance sheet, managed through expiration policies, redemption encouragement. Loyalty program created switching costs—cardmembers with large point balances reluctant to cancel cards despite high fees.

AmEx Membership Rewards: 100M+ Members, Partnerships with Delta, Hilton Drive Loyalty

American Express achieved 99% merchant acceptance rate in U.S. (locations accepting credit cards) in 2024, up from 90% in 2015, closing historical gap with Visa/Mastercard (both 99%+). Acceptance improvements resulted from fee negotiations with large merchants (Costco previously excluded AmEx 2016-2021, now accepts), OptBlue program allowing third-party processors to handle AmEx transactions (reducing merchant integration costs), and consumer demand pressure. However, international acceptance lagged: 85% in Canada/UK, 70% in Europe, 50% in Asia-Pacific. Higher merchant discount rates (2.5-3.5% vs. Visa/Mastercard 1.5-2.5%) deterred small international merchants. Limited acceptance remained competitive disadvantage vs. Visa/Mastercard's near-universal reach.

American Express Merchant Acceptance Reaches 99% in U.S., International Remains Gap

American Express Centurion Card (unofficially 'Black Card') remained most exclusive credit card globally in 2024: invitation-only, $10,000 initiation fee, $5,000 annual fee (plus $5,000 per authorized user). Estimated 100,000-120,000 Centurion cardmembers worldwide (exact number undisclosed). Requirements: spend $250,000+ annually on Platinum Card, receive invitation, demonstrate $1M+ net worth or $500K+ annual income. Benefits: dedicated concierge (24/7 personal assistant booking restaurants, travel, tickets), access to exclusive events, hotel upgrades, airport transfers, no preset spending limit. Card made from anodized titanium (literally heavy metal card). Centurion represented 2-3% of AmEx revenue but outsized brand prestige—ultimate status symbol for ultra-wealthy. Competitors (JP Morgan Palladium, Citi Chairman) struggled to match mystique.

American Express Centurion 'Black Card': $10K Initiation, $5K Annual Fee, Ultra-Exclusive

American Express Dominates Premium Credit Cards with $60B Revenue, Affluent Customer Base, and Closed-Loop Network

TIL con artist Anthony Gignac once convinced American Express to issue him a platinum card with a $200 million credit limit under the name of an actual Saudi prince by claiming that failing to supply him with new card would anger his supposed dad, the king.

Johnson: "Last time I checked, Americans have more freedom right now to express themselves and speak their minds after Republicans took over and ended the years of Americans voices silenced during the lefts cancel culture. it's the Republicans who restored your right to share and speak your mind."

Trump support in 2024 linked to White Americans’ perception of falling to the bottom of the racial hierarchy. These individuals also expressed the strongest opposition to Diversity, Equity, and Inclusion (DEI) initiatives.

Study reveal that 16% of the population expresses discomfort about the prospect of a female president. Furthermore, the result is consistent across demographic groups. These results underscore the continued presence of gender-based biases in American political attitudes.

Teenager Blades Brown shoots 60, ties Scottie Scheffler for lead at The American Express

Alex Pretti and Renee Nicole Good were Americans with the same right to live and to express their views as Charlie Kirk. Choosing to not condemn the Minneapolis ICE Murders after being outraged by Kirk’s Murder is having no Morals.

Amex canceled my Platinum &amp; Centurion accounts after 28 yrs w/ no explanation

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AMERICAN EXPRESS CO

Henry Wells, William Fargo, John Butterfield merged competing express companies, forming American Express Company in Buffalo, NY on March 18, 1850. Express freight, money, valuables delivery.

When AmEx refused California expansion, Wells and Fargo founded separate Wells Fargo (1852) serving West Coast. American Express remained East/Midwest. Companies coexisted for decades.

American Express dominated express freight industry—shipping cash, gold, securities, documents via stagecoach, rail. Armed guards protected valuables. Premium service for time-sensitive shipments.

Entered financial services—money orders, cash transfers competing with Western Union. Built reputation for secure financial transactions beyond physical freight.

President James C. Fargo commissioned Marcellus Berry to create Traveler's Cheque (launched July 7, 1891) solving international cash access problem. Pre-purchased, dual-signed checks accepted globally. Revolutionary travel finance product.

Traveler's Cheques became most profitable product—generating billions in float (cash held between purchase and redemption). American Express synonymous with international travel.

Sold express delivery operations to Railway Express Agency. Fully transitioned to financial services—Traveler's Cheques, money orders, travel services. End of original freight business.

Introduced American Express Card (green card) in October 1958 responding to Diners Club, BankAmericard. Charge card (full balance due monthly), premium positioning, higher merchant fees, travel focus. Status symbol.

Built global network of travel offices booking flights, hotels, tours. American Express offices in major cities became traveler resources worldwide.

Introduced Gold Card—higher credit limits, travel insurance, emergency services. Created premium tier above Green Card. Annual fee $50 (vs. Green's $20).

Launched Platinum Card with $250 annual fee (unprecedented at time). Targeted ultra-affluent, offered luxury travel benefits, concierge service, airport lounge access. Redefined premium cards.

Introduced Membership Rewards points program—earn points on purchases, redeem for travel, merchandise. Created loyalty, switching costs. Became $20B+ liability on balance sheet.

Debuted invitation-only Centurion Card (Black Card): $10K initiation, $5K annual fee, invitation-only, titanium construction. Ultimate status symbol for ultra-wealthy. Estimated 100K-120K members globally.

Kenneth Chenault became CEO—third Black Fortune 500 CEO. Led through 9/11 (headquarters near WTC), 2008 financial crisis. Grew revenue $23B→$37B, stock +200%. Retired 2018.

During 2008 crisis, American Express obtained bank holding company charter, accessed TARP bailout funds ($3.4B). Allowed direct consumer deposits, expanded banking services. Repaid TARP 2009.

Opened first Centurion Lounge (San Francisco SFO) offering premium airport lounge experience with chef menus, open bars, spa. Expanded to 30+ global locations by 2024.

Costco ended exclusive AmEx partnership (since 1999), switched to Citi/Visa due to lower fees. Lost 10%+ U.S. cardmembers. Returned to Costco acceptance 2021 but without co-brand card.

Kenneth Chenault retired, succeeded by Stephen Squeri (AmEx veteran since 1985). Focused on digital transformation, millennial/Gen Z acquisition, premium positioning.

Pandemic decimated travel spending—AmEx's core market. Revenue declined 17% (2020). Pivoted marketing to everyday spending categories (groceries, gas). Travel recovered 2021-2022.

Generated $60.5B revenue (+9%), 143M cards globally (71M U.S., 72M international), 58M accounts. Average spending $25K per cardmember (vs. Visa/MC $8K). Net income $8.4B (14% margin). Platinum Card 13M+ members ($695 annual fee, sixth increase since 1984 launch). Centurion Lounges 30 airports. Membership Rewards 100M+ members, $20B+ points liability. Merchant acceptance 99% U.S. (85% Canada/UK, 70% Europe, 50% Asia due to higher merchant fees 2.5-3.5% vs. Visa/MC 1.5-2.5%). Stock NYSE:AXP $245, $175B market cap. Closed-loop network (issue, process, recruit merchants). Premium customer base: 60%+ earn $100K+ income. Headquarters New York. Originated as 1850 express delivery company, transformed to global premium card leader.

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