Found vs Adept AI

About

Found is a fintech company founded in 2019 that provides an all-in-one banking and tax solution specifically designed for the self-employed, including freelancers, contractors, gig workers, and solo business owners. The platform combines a business checking account and debit card with automated bookkeeping, real-time tax liability tracking, and automatic quarterly estimated tax payments, addressing the administrative burden that disproportionately affects independent workers who manage their own finances without a finance department. Found raised $60M in Series B funding and serves hundreds of thousands of self-employed customers across industries including creative services, consulting, construction, and gig platforms. The company differentiates from general business banking by deeply integrating tax management, helping users understand their tax exposure in real time and set aside appropriate funds automatically. As the independent workforce continues to grow as a share of the economy, Found addresses an underserved segment that traditional banks have historically ignored in favor of W-2 employed consumers.