Side-by-side comparison of AI visibility scores, market position, and capabilities
SF YC S23 integrated banking/payroll/benefits/bookkeeping/tax for startups at 40-60% lower cost; 150+ customers (50% from YC network) with free banking and $49/month payroll competing with Gusto and Rippling for startup financial OS.
Every is a San Francisco-based integrated financial operating system for startups — backed by Y Combinator (S23) with a 150+ customer base of which 50% come from the Y Combinator network — providing early-stage companies (under 200 employees) with a unified platform combining banking, incorporation, payroll, benefits administration, bookkeeping, and tax services at prices 40-60% lower than using separate vendors (Novo for banking, Gusto for payroll, Pilot for bookkeeping, a traditional CPA for taxes). Founded in 2021 by Rajeev Behera and Barry Peterson, Every offers free banking and incorporation services and monetizes through payroll ($49/month), bookkeeping ($200+/month), and comprehensive tax services — creating an all-in-one financial back-office for the startup's full 5-year lifecycle from incorporation through Series B.
YC S23 AI-first ERP replacing NetSuite for scaling tech companies with 100+ clients in 9 months; $38.5M Accel Series A Jun 2025 competing with NetSuite and Sage Intacct for AI-native mid-market ERP and SaaS financial management.
Campfire is a United States-based AI-native enterprise resource planning (ERP) company — backed by Y Combinator (S23) with $38.5 million raised including a $35 million Series A led by Accel in June 2025 and a $3.5 million seed in May 2024 from Foundation Capital and Y Combinator — providing scaling startups and mid-size technology companies with a modern AI-first ERP platform that replaces NetSuite, SAP Business One, and Sage Intacct for companies outgrowing QuickBooks and Xero, delivering accounting, revenue management, and financial automation through an AI-powered system that integrates financial workflows without the implementation complexity and total cost of ownership associated with legacy ERP vendors. Founded by John Glasgow and participating in the YC S23 batch, Campfire achieved approximately 100 clients within 9 months of founding, including Advisor360, Rhumbix, and Fooji.
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