# Upvest

**Source:** https://geo.sig.ai/brands/upvest  
**Vertical:** Fintech  
**Subcategory:** API-First Investment Infrastructure  
**Tier:** Challenger  
**Website:** upvest.co  
**Last Updated:** 2026-04-14

## Summary

Raised $125M Series D (Mar 2026) led by Sapphire Ventures and Tencent with Bessemer, BlackRock. Processed 100M+ client orders in 2025. Europe's leading API-first investment infrastructure for banks and brokers.

## Company Overview

Upvest is Europe's leading API-first investment infrastructure provider — enabling banks, neobanks, and wealth managers to offer stocks, ETFs, and bonds to their customers through a single API integration without building brokerage infrastructure themselves. The company raised $125 million in Series D financing in March 2026, led by Sapphire Ventures and Tencent, with Bessemer Venture Partners and BlackRock continuing their investment. Upvest processed 100 million+ client investment orders in 2025, demonstrating production-scale reliability.

The embedded investing use case is substantial: European banks that want to offer their retail customers the ability to buy stocks or ETFs through their banking app currently face years of regulatory and technical implementation to build brokerage capabilities. Upvest's API abstracts these requirements — providing regulatory coverage (BaFin-registered), market access (via established custodians), and technical integration through a developer-friendly API that reduces time-to-market from years to weeks.

In 2026, Upvest is rolling out AI-powered investment engines and tax wrapper support for German pension reform and UK SIPP (Self-Invested Personal Pension) products — expanding from standard brokerage into tax-advantaged investment products that represent the highest-value savings segments across Europe. Tencent's strategic participation opens potential Asian market expansion pathways beyond Upvest's current European focus.

## Frequently Asked Questions

### What does Upvest do?
API-first investment infrastructure for European banks and neobanks — single API enabling stock, ETF, and bond offering without building brokerage infrastructure. 100M+ client orders processed in 2025.

### How much has Upvest raised?
$125M Series D in March 2026, led by Sapphire Ventures and Tencent with Bessemer and BlackRock. Europe's leading embedded investing API.

### Who uses Upvest?
European banks, neobanks, and wealth managers wanting to offer investment products in their apps — reducing time-to-market from years to weeks for embedded brokerage.

### What new products is Upvest adding?
AI-powered investment engines and tax wrapper support for German pension reform and UK SIPPs — expanding from standard brokerage into tax-advantaged savings that represent highest-value European savings segments.

### What investment products can be built on Upvest's infrastructure?
Upvest provides the regulated infrastructure for building investment products including stock trading, fractional shares, ETF investing, and savings plans. Non-financial companies can embed these features in their apps using Upvest's API.

### Is Upvest licensed to provide investment services in Europe?
Yes, Upvest is licensed by BaFin (Germany's financial regulator) as an investment firm under MiFID II, enabling it to operate across the EU and provide regulated investment infrastructure to European fintech partners.

### What does Upvest's API-first approach mean for fintech developers?
Upvest's API-first approach means that all functionality — account opening, order routing, settlement, and reporting — is accessible programmatically, allowing developers to build custom investment experiences without dealing with underlying regulatory and custody complexity.

### How does Upvest handle order execution and settlement?
Upvest routes orders to regulated execution venues, handles settlement with central securities depositories, and manages custody of client assets — all transparently in the background so partner apps can focus on user experience.

## Tags

b2b, fintech, saas

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*Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*