# SaveIN **Source:** https://geo.sig.ai/brands/savein **Vertical:** Healthcare **Subcategory:** General **Tier:** Emerging **Website:** savein.in **Last Updated:** 2026-04-14 ## Summary Indian healthcare fintech providing no-cost EMI financing at 7,000+ provider clinics; $12M+ YC-backed with 250% YoY growth at 500K+ applications competing with Bajaj Finserv for out-of-pocket healthcare. ## Company Overview SaveIN is a Gurugram-based healthcare fintech company providing embedded financing solutions — including no-cost EMI (equated monthly installment) payment plans — to patients at the point of care across a network of 7,000+ partner healthcare providers and wellness centers in India, making elective and essential healthcare more financially accessible. Founded in 2020 and backed by Y Combinator with $12+ million raised, SaveIN processed 500,000+ financing applications and achieved ₹7.17 crore in revenue in FY2025 with 250% year-over-year growth. SaveIN's embedded finance model integrates directly with healthcare providers (hospitals, dental clinics, fertility centers, cosmetic surgery practices, wellness centers) at the point where patients face large out-of-pocket costs. When a patient needs a ₹50,000 dental procedure or fertility treatment, SaveIN offers instant approval for 3-12 month no-cost EMI financing at the clinic checkout — improving conversion for healthcare providers while making care financially feasible for patients. The provider network includes both healthcare and wellness categories, recognizing that India's growing middle class is spending on preventive and elective wellness alongside medical care. In 2025, SaveIN competes in the Indian healthcare financing and BNPL (buy now, pay later) market with Bajaj Finserv Health (the established medical financing leader), Pine Labs (POS financing infrastructure), and CareCredit (US model being adopted in India) for healthcare payment financing. India's healthcare market is large and growing — out-of-pocket health spending is 47% of total health expenditure (versus 11% in the US), creating massive demand for healthcare financing. SaveIN's focus on the provider-embedded model (financing offered at the clinic rather than requiring patients to apply independently) reduces friction and improves approval rates. The 2025 strategy focuses on deepening the provider network density in tier-1 cities, expanding into tier-2 and tier-3 city markets where healthcare financing is even more constrained, and building the insurance integration that connects financing with health insurance gaps. ## Frequently Asked Questions ### What is SaveIN? SaveIN is a Gurugram-based healthcare-fintech startup founded in 2020 that revolutionizes how Indians access quality healthcare through embedded finance solutions. The company provides no-cost EMI offerings at healthcare clinics and wellness centers, making medical treatments more affordable and accessible across India. ### What products and services does SaveIN offer? SaveIN offers healthcare embedded finance solutions including no-cost EMI options for medical treatments at partner healthcare facilities. The company has also developed welUp, an enterprise wellness platform for workplace health programs. ### Who is SaveIN for? SaveIN serves Indian consumers seeking affordable healthcare financing options at clinics and wellness centers. The company also targets enterprises through its welUp wellness platform and partners with over 7,000 healthcare providers across India. ### When was SaveIN founded? SaveIN was founded in 2020 by Jitin Bhasin, Gaurav Luthra, Rahul Gupta, and Anurag Varma. The company was part of Y Combinator's W22 batch. ### Where is SaveIN based? SaveIN is headquartered in Gurugram, India. The company operates across India through a network of 7,000+ partner healthcare providers. ### How much funding has SaveIN raised? SaveIN raised INR 37 crore ($4.5M) in fresh funding in 2025, led by 10X Founders, Oliver Jung, Leblon Capital, with new participation from Stem AI. The company has raised a total of over INR 100 crore ($12M+) including a previous INR 64 crore seed round. ### What are SaveIN's key achievements and metrics? SaveIN achieved ₹7.17 crore ($864K) in revenue as of March 31, 2024, with 250% revenue growth in FY 2025. The company has processed over 500,000 applications and built a network of 7,000+ partner healthcare providers with strong unit economics. ### What is SaveIN's approach to healthcare financing? SaveIN uses embedded finance technology integrated directly at healthcare clinics and wellness centers to provide no-cost EMI options. This approach enhances healthcare affordability and accessibility for Indian consumers while maintaining strong unit economics. ### Who backs SaveIN? SaveIN is backed by Y Combinator (W22 batch), 10X Founders, Oliver Jung, Leblon Capital, and Stem AI. The company has demonstrated strong validation through significant funding from these investors. ### What are SaveIN's recent developments? In 2025, SaveIN raised ₹37 crore ($4.5M) in fresh funding, bringing total funding to over ₹100 crore ($12M+). The company achieved 250% revenue growth in FY 2025 and continues expanding its network of healthcare providers while developing its welUp enterprise wellness platform. ## Tags healthtech, b2b, b2c, saas, ai-powered, north-america --- *Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*