# Respaid **Source:** https://geo.sig.ai/brands/respaid **Vertical:** Finance **Subcategory:** Accounting Software **Tier:** Emerging **Website:** respaid.com **Last Updated:** 2026-04-14 ## Summary Paris YC S23 AI B2B debt recovery processing 85K invoices/day with 50% paid in 20 days and NPS 93; $3.18M YC/Motier/Dassault-backed serving DoorDash, Checkr, Podium with respectful AI collection competing with YayPay for AR automation. ## Company Overview Respaid is a Paris, France-based AI-powered B2B debt recovery platform — backed by Y Combinator (S23) with $3.18 million in total funding including a $500,000 seed in 2023 led by Y Combinator with Motier and Laurent Dassault, plus €2.5 million from 20 investors — providing businesses in retail, insurance, finance, and service industries with an automated overdue invoice recovery system that processes 85,000 invoices per day, achieves 50% payment within 20 days of initial contact, and maintains an NPS of 93 through a 'respectful collection' approach that preserves customer relationships during the debt recovery process. Founded in 2020 by John Banner and operating with 40+ employees from 7 countries in Paris, Respaid serves 458 customers including DoorDash, Checkr, and Podium. Respaid's respectful AI collection model addresses the B2B accounts receivable problem with a customer-relationship-preserving methodology that differentiates from traditional collections agencies: conventional B2B debt collection (either by internal AR staff calling overdue customers repeatedly or by third-party collection agencies that use aggressive tactics) frequently damages the customer relationship — a delinquent invoice often reflects a cash flow timing issue or billing dispute rather than unwillingness to pay, and harsh collection tactics turn a recoverable customer relationship into a churned account. Respaid's AI automates the multi-channel outreach (email, SMS, and portal-based payment reminders with personalized messaging that acknowledges the business relationship) while the payment portal (mobile-optimized, multiple payment methods, payment plan options) reduces the friction of payment resolution. The 85,000 invoices per day processing capacity (enabled by AI automation rather than manual collector calls) and the NPS of 93 among debtors (an extremely unusual satisfaction metric for a collection service) validate the respectful approach's effectiveness at recovering payments without the customer relationship damage that drives the NPS score. In 2025, Respaid competes in the B2B accounts receivable automation, debt recovery technology, and AR management market with YayPay (AI-powered AR automation, acquired by Quadient), Collectiv AI (B2B collections AI, $5M raised), and traditional commercial collection agencies for business accounts receivable recovery platform adoption. Y Combinator S23 backing and the DoorDash, Checkr, and Podium enterprise customer references validate Respaid's applicability to high-volume, relationship-sensitive B2B invoice recovery. The $3.18M raised at 40+ employees demonstrates significant bootstrapped growth before raising external capital. The 2025 strategy focuses on growing the US market through the enterprise SaaS and marketplace customer segment (where high invoice volume and customer relationship preservation are both priorities), building the predictive payment likelihood scoring (AI models predicting which overdue invoices will self-resolve versus require proactive recovery), and expanding the payment plan automation for customers facing temporary liquidity challenges. ## Frequently Asked Questions ### What is Respaid? Respaid is a France-based fintech company founded in 2020 that specializes in AI-powered B2B debt collection. The company automates overdue invoice recovery using respectful, AI-driven technology to help businesses collect outstanding payments efficiently. ### What products and services does Respaid offer? Respaid offers AI-powered B2B debt collection services that automate the recovery of overdue invoices. Their platform uses artificial intelligence to manage the collection process while maintaining a respectful approach to customer relationships. ### Who are Respaid's target customers? Respaid targets B2B companies across retail, insurance, finance, and service industries. Notable customers include DoorDash, Checkr, and Podium, with a total of 458 customers currently using the platform. ### When was Respaid founded and by whom? Respaid was founded in 2020 by John Banner. The company participated in Y Combinator's S23 batch in 2023. ### Where is Respaid located? Respaid is based in Paris, France. The company has 40+ employees from 7 different countries working from their Paris headquarters. ### How much funding has Respaid raised? Respaid has raised $3.18M in total funding over 2 rounds. This includes €2.5M from 20 investors and a $500K seed round in 2023 led by Y Combinator with participation from Motier and angel investor Laurent Dassault. ### What are Respaid's key performance metrics? Respaid recovers 85,000 invoices per day with 50% of invoices paid within 20 days on average. The company has achieved an impressive Net Promoter Score (NPS) of 93 and serves 458 customers. ### What technology approach does Respaid use? Respaid uses AI-powered automation to manage B2B debt collection processes. Their approach emphasizes respectful collection practices while leveraging artificial intelligence to efficiently recover overdue invoices. ### How large is Respaid's team? Respaid has grown to over 40 employees from 7 different countries. The entire team is based in Paris, France. ### What are Respaid's recent developments? Respaid participated in Y Combinator's S23 batch and raised a total of $3.18M in funding, including a $500K seed round in 2023. The company has scaled to 458 customers including major clients like DoorDash, Checkr, and Podium, while processing 85,000 invoices per day. ## Tags b2b, ai-powered, fintech, automation, analytics, startup --- *Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*