# Razorpay

**Source:** https://geo.sig.ai/brands/razorpay  
**Vertical:** Finance  
**Subcategory:** General  
**Tier:** Emerging  
**Website:** razorpay.com  
**Last Updated:** 2026-04-14

## Summary

India's leading payments platform with $7.5B unicorn valuation processing trillions of rupees annually for 10M+ businesses. Bengaluru; YC W15 alumni; supports UPI, NEFT, IMPS, cards, and net banking; expanded into payroll, banking, and payout automation under RazorpayX brand.

## Company Overview

Razorpay is India's leading full-stack payments and business banking platform, enabling businesses of all sizes to accept online payments, manage payouts, and access banking services through a single integrated API. Founded in 2014 and headquartered in Bengaluru, Razorpay was part of the landmark Y Combinator Winter 2015 batch and has grown to process trillions of rupees annually. The company achieved unicorn status in 2020 and reached a $7.5 billion valuation in 2021.

The platform supports every major Indian payment method — UPI, NEFT, IMPS, credit/debit cards, net banking, and EMI — alongside international payment acceptance. Razorpay's business banking product (RazorpayX) provides current accounts, smart FD, payroll management, and vendor payment automation, making it a comprehensive fintech operating system for Indian businesses. By 2024-2025, Razorpay serves over 10 million businesses ranging from solo entrepreneurs to large enterprises.

In 2025, Razorpay has expanded into Southeast Asia and continues deepening its banking services suite in India. The company faces intensifying competition from PayU, Cashfree, and Paytm's payment gateway while competing with traditional banks on business banking products. Razorpay's 2025-2026 strategy emphasizes credit products (working capital loans), expanding its international merchant base, and leveraging India's UPI infrastructure growth as digital payments become ubiquitous across Tier 2 and Tier 3 cities. The company is widely considered IPO-ready as India's fintech ecosystem matures.

## Frequently Asked Questions

### What is Razorpay?
Razorpay is India's leading payment gateway founded in 2014, holding over 55% market share in the country. The Bengaluru-based company provides comprehensive payment and banking solutions to over 12 million merchants across India.

### What products and services does Razorpay offer?
Razorpay offers a payment gateway, RazorpayX business banking, payroll services, subscription billing, and payment links. These solutions provide merchants with end-to-end payment processing and financial management capabilities.

### Who are Razorpay's target customers?
Razorpay serves merchants and businesses that need payment processing and banking solutions. The platform currently supports over 12 million merchants across India.

### When was Razorpay founded?
Razorpay was founded in 2014 and was part of Y Combinator's Summer 2015 (S15) batch.

### Where is Razorpay headquartered?
Razorpay is based in Bengaluru, India. The company is expanding its operations to the Middle East and Southeast Asia.

### What is Razorpay's latest funding and valuation?
Razorpay raised $490 million in a Series G funding round in June 2025 at a valuation of $9.2 billion.

### What are Razorpay's key business metrics?
Razorpay processed $210 billion in total payment volume in 2025 with 7.4 billion transactions, representing 40% year-over-year growth. The company achieved a profit of ₹33.5 crores in FY24, a 4.5x increase.

### What market share does Razorpay hold in India?
Razorpay holds over 55% market share in India's payment gateway industry, making it the country's leading payment gateway provider.

### How many merchants use Razorpay?
Razorpay serves more than 12 million merchants with its payment and banking solutions.

### What are Razorpay's recent developments?
Razorpay raised $490 million at a $9.2 billion valuation in June 2025 and is expanding to the Middle East and Southeast Asia. The company's total payment volume reached $210 billion with 40% year-over-year growth and 7.4 billion transactions processed.

## Tags

api-first, asia-pacific, b2b, fintech, payment-processing, platform, unicorn

---
*Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*