# Payabli **Source:** https://geo.sig.ai/brands/payabli **Vertical:** FinTech **Subcategory:** Embedded Payments **Tier:** Emerging **Website:** payabli.com **Last Updated:** 2026-04-14 ## Summary Embedded payments infrastructure platform enabling software companies to add payment acceptance and monetize transactions without building acquiring infrastructure from scratch. ## Company Overview Payabli is a Miami-based embedded payments infrastructure company founded in 2021 that provides vertical SaaS platforms and software businesses with the full technical and regulatory infrastructure needed to embed payment acceptance into their products and monetize transaction volume. The platform delivers card-present, card-not-present, and ACH payment acceptance alongside merchant onboarding, underwriting, and risk management — the complex payment facilitation components that software companies historically had to build themselves or outsource to a payment facilitator. Payabli operates as a technology layer on top of sponsor banks and card networks, allowing software platforms to become payment facilitators under their own brand while Payabli manages PCI compliance, fraud monitoring, and settlement operations. The company targets vertical software markets including property management, healthcare, field services, and non-profits where the platform provider has the deepest merchant relationships and is best positioned to bundle payments into the software subscription. Revenue sharing models allow Payabli's software partners to earn a percentage of processing fees on every transaction their customers complete. Payabli competes with Stripe Connect, PayFac-as-a-service providers like Infinicept, and Adyen for Platforms in the embedded payments infrastructure market. ## Frequently Asked Questions ### What is a payment facilitator and how does Payabli help software companies become one? A payment facilitator (PayFac) is a company that aggregates merchants under its own master merchant account, handling underwriting, onboarding, and settlement on their behalf. Payabli provides the technology, compliance infrastructure, and banking relationships that allow software platforms to act as a PayFac without building acquiring infrastructure from scratch — enabling them to control the payments experience and capture interchange revenue from their customer base. ### What does Payabli embedded payments platform offer? Payabli provides an embedded payments infrastructure platform that allows software companies (ISVs) to integrate payment acceptance, payouts, and financial services directly into their SaaS products. It handles the full payments stack including processing, compliance, merchant onboarding, and monetization for the software platform. ### How is Payabli priced? Payabli uses a revenue-share model where software platforms earn a portion of the payment processing revenue generated by their end customers. This allows ISVs to monetize payments as a new revenue stream without charging their customers additional fees, as Payabli handles the economics of the underlying payment processing. ### Who are Payabli target customers? Payabli targets vertical SaaS companies, marketplace platforms, and independent software vendors that want to embed payment acceptance into their software and monetize payments without becoming payment processors themselves. Healthcare, legal, and property management software are examples of target verticals. ### What payment methods does Payabli support? Payabli supports credit and debit card acceptance, ACH payments, eCheck processing, and multiple payment form factors including in-person, online, and card-on-file. The platform provides customizable payment UI components that can be white-labeled to match the ISV brand experience. ### How does Payabli compare to Stripe Connect and Finix? Payabli is specifically designed for ISVs that want to monetize payments for their business software customers, similar to Finix and Stripe Connect. Payabli differentiates with its revenue-sharing monetization model and focus on vertical SaaS companies with complex payment workflows. ### What compliance support does Payabli provide? Payabli handles PCI DSS compliance, merchant underwriting, fraud monitoring, and regulatory requirements on behalf of its ISV partners and their merchants, significantly reducing the compliance burden for software companies that want to offer payment services without deep payments expertise. ### What recent milestones has Payabli achieved? Payabli has expanded its embedded finance capabilities beyond payments to include payout solutions and additional financial features for ISVs. The company has grown its partner network of vertical SaaS companies and increased its processing volume significantly in recent years. ## Tags fintech, payment-processing, b2b, saas, api-first, platform, startup, infrastructure --- *Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*