# Nium

**Source:** https://geo.sig.ai/brands/nium  
**Vertical:** Finance  
**Subcategory:** General  
**Tier:** Challenger  
**Website:** nium.com  
**Last Updated:** 2026-04-14

## Summary

Global payment infrastructure for banks and platforms; real-time payouts in 220+ countries, multi-currency wallets, and card issuing at $1B+ valuation.

## Company Overview

Nium is a global fintech company providing real-time payment infrastructure for banks, financial institutions, and platforms operating across international markets. Founded in 2014 in Singapore and headquartered across Singapore, San Francisco, and London, Nium offers cross-border payment APIs, multi-currency wallets, card issuing, and bank payout capabilities through licenses and partnerships in 220+ countries and territories. The company serves banks, airlines, fintechs, and platforms embedding payments into their products.

The company raised $200 million in Series D funding in 2021 at over $1 billion valuation, backed by Visa, Vertex Ventures, and others. Nium's infrastructure is particularly valuable in corridors that traditional SWIFT correspondent banking handles poorly — real-time payouts to bank accounts and mobile wallets in emerging markets in Southeast Asia, South Asia, Africa, and Latin America. Major customers include airlines integrating Nium for expense management and treasury, digital banks embedding cross-border payments, and HR platforms paying global contractors.

In 2025, Nium has deepened its B2B cross-border payments infrastructure while expanding into travel payment solutions following its acquisition of Ixaris (a travel payments company) and growing its airline and travel vertical. The company operates in a competitive global payments infrastructure market alongside Thunes, TerraPay, and infrastructure arms of larger players like Visa Direct and Mastercard Send. Nium's 2025-2026 focus includes real-time payment expansion in the US (FedNow integration), growing its card issuing revenue, and deepening partnerships with enterprise banks seeking correspondent banking alternatives.

## Frequently Asked Questions

### What is Nium?
Nium is a cross-border payments infrastructure platform founded in 2014 and based in Singapore. The company provides payment services across 190+ countries with a current valuation of $1.4 billion.

### What products and services does Nium offer?
Nium offers cross-border payments, real-time payouts, global collections, currency conversion, and embedded finance APIs. Their platform supports 100 currencies with real-time payouts to 100 countries.

### Who are Nium's target customers?
Based on their product offerings of embedded finance APIs, cross-border payments infrastructure, and global payment services, Nium serves businesses that need international payment solutions. The company operates in the consumer finance industry.

### When was Nium founded?
Nium was founded in 2014.

### Where is Nium headquartered?
Nium is based in Singapore.

### How much funding has Nium raised?
Nium has raised a total of $551 million in funding. Most recently, they raised $50 million in a Series E round in November 2024 led by a Southeast Asian sovereign wealth fund.

### What is Nium's current valuation?
Nium's current valuation is $1.4 billion as of their November 2024 Series E funding round. This represents a decrease from their previous $2 billion valuation in 2022.

### What are Nium's key achievements and metrics?
Nium's network spans 190+ countries with real-time payouts to 100 countries and supports 100 currencies. The company is licensed in 40+ countries and achieved 50%+ revenue growth year-over-year in 2023.

### What is Nium's technology approach?
Nium operates as a cross-border payments infrastructure platform offering embedded finance APIs. Their technology enables real-time payouts, currency conversion, and global payment processing across their extensive network.

### What are Nium's recent developments?
In November 2024, Nium raised $50 million in Series E funding at a $1.4 billion valuation. The company is planning an IPO in Q3 or Q4 2025.

## Tags

api-first, b2b, fintech, global, payment-processing, platform, scaleup

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*Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*