# Koshex

**Source:** https://geo.sig.ai/brands/koshex  
**Vertical:** Finance  
**Subcategory:** General  
**Tier:** Leader  
**Website:** koshex.com  
**Last Updated:** 2026-04-14

## Summary

Indian personal finance platform for salaried professionals; unified net worth dashboard across mutual funds, EPF, and bank accounts with goal-based investing tools.

## Company Overview

Koshex is an Indian personal finance and wealth management platform providing a unified view of savings, investments, and financial goals for salaried professionals and young investors. Founded in 2021 and headquartered in Bengaluru, India, Koshex targets India's growing mass-affluent class — working professionals earning ₹10-50 lakh annually who have meaningful savings to invest but lack the time, knowledge, or access to high-quality wealth management.

Koshex's platform aggregates a user's complete financial picture across bank accounts, mutual funds, stocks, EPF, NPS, and insurance policies — providing a consolidated net worth dashboard that most Indian investors lack given their assets are spread across multiple institutions and platforms. The platform offers direct mutual fund investments (zero commission), systematic investment plan (SIP) management, and goal-based investing tools that link investment portfolios to specific life goals (house purchase, retirement, children's education).

In 2025, Koshex competes in India's rapidly growing retail investment technology market alongside Zerodha (Coin), Groww, and INDmoney for mutual fund and investment platform share. India's expanding mutual fund industry — with over 80 million SIP accounts and growing — provides a large addressable market for digital investment platforms. Koshex differentiates through its financial aggregation and planning capabilities rather than just transaction execution. The company's 2025 strategy focuses on expanding its user base among corporate employees through employer financial wellness programs and deepening its AI-powered personalized financial guidance features.

## Frequently Asked Questions

### What is Koshex?
Koshex is a Delhi-based wealth management platform founded in 2020 that provides goal-based investing through a unified app. The company is part of Y Combinator's Summer 2021 batch and targets India's millennial and Gen-Z investors with low-cost, accessible wealth management tools.

### What products and services does Koshex offer?
Koshex offers mutual funds, digital gold, US stocks, goal-based investing, and portfolio tracking through its platform. The company provides zero-commission mutual funds and charges just 0.1% brokerage on stock trades.

### Who is Koshex designed for?
Koshex targets Indian millennials and Gen-Z investors seeking simplified, low-cost wealth management solutions. The platform is designed for young investors looking for accessible investing tools with goal-based planning features.

### When was Koshex founded?
Koshex was founded in 2020. The company was accepted into Y Combinator's Summer 2021 (S21) cohort.

### Where is Koshex located?
Koshex is based in New Delhi, India. It operates as an Indian wealth management platform serving the domestic market.

### How much funding has Koshex raised?
Koshex has raised $2.1 million in total funding. The company completed a seed round in 2022 with participation from Y Combinator, Titan Capital, and Kunal Shah.

### What are Koshex's key achievements and metrics?
As of December 2024, Koshex has achieved $3 million in annual revenue, serves over 400,000 users, and manages $100+ million in assets under management (AUM). The company experienced 85% month-over-month growth in 2024.

### What is Koshex's pricing approach?
Koshex offers zero-commission mutual funds and charges only 0.1% brokerage on stock trades. This low-cost structure is designed to make wealth management more accessible to millennial and Gen-Z investors.

### What is Koshex's investment approach?
Koshex uses a goal-based investing approach, helping users plan and invest toward specific financial goals. The platform provides a unified app that combines multiple investment options including mutual funds, digital gold, US stocks, and alternative investments.

### What is Koshex's recent growth trajectory?
Koshex achieved 85% month-over-month growth in 2024 and reached $3 million in annual revenue as of December 2024. The platform has grown to serve over 400,000 users managing more than $100 million in assets under management.

## Tags

b2c, fintech, asia-pacific, startup, mobile-first

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*Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*