# Infinia **Source:** https://geo.sig.ai/brands/infinia **Vertical:** Finance **Subcategory:** General **Tier:** Emerging **Website:** infiniaweb.com **Last Updated:** 2026-04-14 ## Summary Montevideo Uruguay YC W23 A2A payments infrastructure for LATAM programmatic money movement; $500K G2/Tekton/YC seed at $1-5M revenue selected for Mastercard Start Path competing with Belvo and Kushki for pay-by-bank infrastructure. ## Company Overview Infinia is a Montevideo, Uruguay-based account-to-account (A2A) payments infrastructure company — backed by Y Combinator (W23) with $500,000 in funding from G2 Momentum Capital, Tekton Ventures, YC, Decacorn Capital, and Flucas Ventures — providing fintech companies, marketplaces, and enterprises across Latin America with programmatic money movement infrastructure (pay-by-bank, open banking payments, recurring debit) that enables businesses to move money across Latin American markets without the friction, cost, and settlement delays of traditional card-based payment rails. Founded in 2022 by Alejandro Rettig and Ianai Urwicz in Montevideo, Infinia has generated $1-5 million in annual revenue with 12 employees and was selected for the Mastercard Start Path Emerging Fintech program. Infinia's A2A payment infrastructure serves the growing business demand for direct bank transfer alternatives to card payments in Latin American markets: while Brazil's Pix instant payment system (launched 2020) demonstrated the transformative impact of cheap, instant A2A payments on business and consumer payment behavior, other LATAM markets (Uruguay, Colombia, Mexico, Chile, Argentina) have been developing similar real-time payment infrastructure with varying levels of adoption and API accessibility. Infinia provides the unified programming interface across LATAM markets' different A2A payment rails — abstracting the complexity of each country's specific banking API standards, real-time gross settlement systems, and compliance requirements into a single developer-friendly SDK. The recurring debit capability (for subscription billing and installment payments without card rails) enables the LATAM business models built around recurring revenue that traditional card networks make expensive through interchange fees. In 2025, Infinia competes in the Latin America open banking, A2A payments, and pay-by-bank infrastructure market with Kushki (LATAM payment orchestration, $100M raised), Pomelo (LATAM card and payments infrastructure, $60M raised), and Belvo (LATAM open banking API, $43M raised) for fintech and enterprise LATAM payment infrastructure adoption. The LATAM A2A payment market has grown significantly since Pix's success in Brazil demonstrated that instant bank transfer payments can displace card networks for e-commerce and P2P transfers when the user experience is frictionless. Mastercard's Start Path Emerging Fintech selection reflects the payment network's strategic interest in tracking the A2A payment innovation that could complement or compete with Mastercard's card network in LATAM markets. Y Combinator W23 backing connects Infinia with the LATAM fintech investor community. The 2025 strategy focuses on expanding the Uruguay and Colombia market coverage, building the cross-border payment corridor between LATAM countries for the regional e-commerce and marketplace use case, and growing the recurring subscription billing infrastructure for LATAM SaaS companies collecting in local currency. ## Frequently Asked Questions ### What is Infinia? Infinia is a Montevideo, Uruguay-based fintech company founded in 2022 that provides account-to-account payment solutions for Latin America. The company enables programmatic money movement through pay-by-bank infrastructure across the LATAM region. ### What products and services does Infinia offer? Infinia offers account-to-account payment solutions and programmatic money movement infrastructure. Their platform enables pay-by-bank payment solutions designed specifically for the Latin American market. ### Who are Infinia's target customers? Infinia targets businesses and organizations across Latin America that need payment processing and money movement solutions. Their focus is on the LATAM market requiring account-to-account payment infrastructure. ### When was Infinia founded? Infinia was founded in 2022 by Alejandro Rettig and Ianai Urwicz. The company participated in Y Combinator's Winter 2023 batch. ### Where is Infinia located? Infinia is based in Montevideo, Uruguay. The company serves the broader Latin American market from this location. ### How much funding has Infinia raised? Infinia has raised $500K in funding from multiple investors including G2 Momentum Capital, Tekton Ventures, Y Combinator, Decacorn Capital, and Flucas Ventures. ### What are Infinia's key achievements and metrics? Infinia generates between $1M-$5M in annual revenue with a team of 12 employees. The company was selected for the prestigious Mastercard Start Path Emerging Fintech program. ### What is Infinia's technology approach? Infinia uses account-to-account payment infrastructure that enables programmatic money movement. Their technology focuses on pay-by-bank solutions designed for the Latin American payments ecosystem. ### How large is Infinia's team? Infinia currently has 12 employees working on their account-to-account payment solutions for Latin America. ### What recent developments has Infinia announced? Infinia was accepted into Mastercard's Start Path Emerging Fintech program and participated in Y Combinator's Winter 2023 batch. The company successfully raised $500K in funding and is generating $1M-$5M in revenue. ## Tags b2b, fintech, payment-processing, api-first, latin-america, startup --- *Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*