# Finix

**Source:** https://geo.sig.ai/brands/finix  
**Vertical:** Finance  
**Subcategory:** General  
**Tier:** Challenger  
**Website:** finix.com  
**Last Updated:** 2026-04-14

## Summary

Payment facilitation infrastructure for SaaS platforms; enables vertical software companies to become their own PayFac and capture interchange economics.

## Company Overview

Finix is a payments infrastructure company enabling software platforms, SaaS companies, and marketplaces to become their own payment facilitators — processing payments directly rather than through third-party payment processors. Founded in 2016 and headquartered in San Francisco, Finix provides the regulatory, technical, and banking infrastructure that allows platforms to brand and control their own payment acceptance product without building payment facilitation capabilities from scratch or giving up economics to Stripe or Braintree.

The company raised $35 million in Series B funding in 2021, backed by Lightspeed Venture Partners, Sequoia, and others. Finix's target customer is a vertical SaaS company — say, a gym management or salon booking platform — that currently routes customer payments through Stripe but wants to own the payments layer to capture interchange revenue and provide a more integrated experience. By owning the payment facilitation, platforms can earn significantly more revenue per transaction while providing faster onboarding and better support to their sub-merchants.

In 2025, Finix competes with PayFac-as-a-service providers like Stripe Connect, Adyen for Platforms, and PayNearMe in the payment facilitation infrastructure market. The company has expanded its product to include issuing (allowing platforms to issue branded cards to their users) and payout capabilities alongside card acceptance. Finix's 2025-2026 strategy focuses on vertical SaaS companies in healthcare, fitness, and home services seeking to deepen their software-payments bundling and capture more of the payment economics from the businesses they serve.

## Frequently Asked Questions

### What is Finix?
Finix is a payment processing infrastructure company founded in 2015 and based in San Francisco, California. The company enables software platforms to become payment facilitators with direct connections to major card networks including Visa, Mastercard, Amex, and Discover.

### What products and services does Finix offer?
Finix offers payment processing, a payment facilitator platform, card acquiring, merchant onboarding, and transaction routing services. These solutions help software platforms manage their own payment operations.

### Who are Finix's target customers?
Finix serves software platforms that want to become payment facilitators. The company currently supports over 12,000 merchants on its platform.

### When was Finix founded?
Finix was founded in 2015.

### Where is Finix headquartered?
Finix is based in San Francisco, California.

### How much funding has Finix raised?
Finix has raised $208 million in total funding. The company's most recent round was a $75 million Series C in October 2024, co-led by Acrew Capital, Leap Global, and Lightspeed Venture Partners.

### What are Finix's key metrics and achievements?
Finix processes over 400 million transactions daily and serves more than 12,000 merchants. The company quadrupled its revenue in 2024 and closed more deals in that year than in its entire company history.

### What makes Finix's technology approach unique?
Finix is a certified processor with direct connections to major card networks including Visa, Mastercard, Amex, and Discover. This infrastructure enables software platforms to manage payment processing independently as payment facilitators.

### How can companies get started with Finix?
Based on the provided information, specific details about getting started or contacting Finix are not available.

### What are Finix's recent developments?
In October 2024, Finix raised a $75 million Series C funding round and announced that it had quadrupled revenue during 2024. The company also reported processing over 400 million daily transactions and closing more deals in 2024 than in its entire company history.

## Tags

api-first, b2b, fintech, north-america, payment-processing, platform, scaleup

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*Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*