# Creizer

**Source:** https://geo.sig.ai/brands/creizer  
**Vertical:** Finance  
**Subcategory:** General  
**Tier:** Emerging  
**Website:** creizer.com  
**Last Updated:** 2026-04-14

## Summary

Mexico City revenue-based financing for 500+ Latin American online marketplace sellers; $525K raised at $2.9M revenue using Mercado Libre/Amazon sales data for underwriting competing with Konfío and Mercado Crédito.

## Company Overview

Creizer is a Mexico City-based revenue-based financing platform providing flexible credit lines (MXN 30,000-4,000,000 / approximately $1,500-$200,000) to online sellers on Mercado Libre, Amazon, Shopify, and Tiendanube across Latin America — using marketplace sales data as the primary underwriting signal rather than traditional credit bureau history, serving the 80%+ of LatAm SMEs that cannot access traditional bank financing. Founded in 2021 and backed with $525,000 raised, Creizer generated $2.9 million in revenue in 2024 with 500+ active seller customers, using revenue-based repayment (a percentage of daily sales) that adjusts to seller cash flow rather than requiring fixed monthly payments.

Creizer's marketplace data underwriting model accesses the real-time sales data that traditional banks cannot see: Creizer's API connections to Mercado Libre, Amazon, and Shopify provide daily gross merchandise value, inventory levels, seller reputation scores, and return rates for each seller — metrics that accurately predict repayment capacity from a business that's actively transacting. Unlike bank loans requiring audited financials and collateral, Creizer's underwriting is automated and approval can be completed in hours, with funding disbursed the same day. The revenue-based repayment mechanism (10-20% of daily marketplace sales) creates automatic alignment between repayment rate and business performance — sellers pay more when sales are strong and less during slow periods.

In 2025, Creizer competes in the Latin American seller financing and revenue-based finance market with Konfío (Mexican SME lending, $400M raised), Clip Capital (Clip's seller financing product), and Mercado Crédito (MercadoLibre's own seller lending, NASDAQ: MELI) for marketplace seller working capital. MercadoLibre's own lending product is the direct competitive threat — sellers on Mercado Libre are offered Mercado Crédito integrated into their seller dashboard. Creizer's advantage is cross-platform coverage (financing sellers active on multiple marketplaces) and working with sellers below Mercado Crédito's minimum threshold. The 2025 strategy focuses on growing the Shopify seller segment in Mexico and Colombia, building the automated pre-qualification flow that offers credit to qualifying sellers proactively, and expanding to Chilean and Peruvian marketplace sellers.

## Frequently Asked Questions

### What is Creizer?
Creizer is a Mexico City-based revenue-based financing platform founded in 2021 that provides flexible credit lines to online sellers across Latin America. The company is essentially the Clearbanc (Clear.co) equivalent for LATAM, offering credits ranging from 30,000 to 4 million pesos with no fixed fees or commissions.

### What products and services does Creizer offer?
Creizer offers revenue-based financing with credit lines ranging from 30,000 to 4 million pesos for online sellers. The platform features no fixed fees or commissions, with payments adjusted according to the sales volume of beneficiaries, and supports major e-commerce platforms including Mercado Libre, Amazon, Shopify, and Tiendanube.

### Who is Creizer for?
Creizer is designed for online sellers and SMEs (small and medium enterprises) across Latin America who struggle to secure traditional loans. The platform specifically serves sellers on e-commerce platforms like Mercado Libre, Amazon, Shopify, and Tiendanube.

### When was Creizer founded?
Creizer was founded in 2021 by Emiliano Musalem. The company was part of Y Combinator's Winter 2022 (W22) batch.

### Where is Creizer based?
Creizer is based in Mexico City, Mexico, and operates across the Latin America (LATAM) region.

### Has Creizer raised any funding?
Yes, Creizer has raised $525K in funding. The company was also part of Y Combinator's W22 batch.

### What are Creizer's key achievements and metrics?
Creizer achieved $2.9M in revenue in 2024 (up from $1.8M), has impacted over 500 sellers, and is experiencing 65% month-over-month growth. The company operates with a 19-person team and has consistent overdemand for its services.

### How does Creizer's financing approach work?
Creizer uses a revenue-based financing model where payments are adjusted according to the sales volume of beneficiaries rather than fixed installments. The platform charges no fixed fees or commissions, making it more flexible than traditional loan structures.

### Why is Creizer needed in the LATAM market?
Over 80% of SMEs in Latin America struggle to secure traditional loans, creating a significant financing gap for online sellers. Creizer addresses this market need by providing flexible, revenue-based credit lines that adapt to sellers' actual sales performance.

### What is Creizer's recent growth trajectory?
Creizer has demonstrated strong growth with revenue increasing from $1.8M to $2.9M in 2024 and achieving 65% month-over-month growth. The company has expanded to serve over 500 sellers and continues to experience consistent overdemand for its financing services.

## Tags

b2b, fintech, payment-processing, latin-america, startup

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*Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*