# ClickPe

**Source:** https://geo.sig.ai/brands/clickpe  
**Vertical:** Finance  
**Subcategory:** General  
**Tier:** Emerging  
**Website:** clickpe.in  
**Last Updated:** 2026-04-14

## Summary

Indian SME lending marketplace with daily repayment loans for micro-businesses; YC-backed using UPI data for credit scoring competing with Lendingkart for collateral-free SME loans.

## Company Overview

ClickPe is an Indian fintech lending marketplace providing collateral-free business loans with daily repayment options to small and micro businesses — connecting SME borrowers with lenders through a platform that enables flexible daily repayment structures better suited to daily cash flow businesses (street vendors, small retailers, food stalls) than traditional monthly EMI (equated monthly installment) loan structures. Founded in 2023 and a Y Combinator W23 graduate, ClickPe raised $500,000 in seed funding from YC, generating $2 million in revenue by September 2025 with an 18-person team.\n\nClickPe's daily repayment model addresses a significant pain point for micro-enterprises in India — many small businesses generate daily cash (markets, food service, retail kiosks) and struggle with the cash flow planning required to make large monthly loan payments. Daily small repayments (taken automatically from UPI or business account) align loan repayment with actual business cash flow patterns. The platform uses alternative data (UPI transaction history, GST filings, sales records) for creditworthiness assessment rather than traditional CIBIL credit scores that many micro-businesses lack.\n\nIn 2025, ClickPe competes in the Indian SME lending market with Lendingkart, NeoGrowth, Indifi, and emerging fintech lenders for micro and small business lending. India's 63 million MSMEs represent a massive underserved credit market — traditional banks require collateral and financial documentation that micro-businesses can't provide, leaving a significant financing gap. The UPI (Unified Payments Interface) digital payment infrastructure enables ClickPe to access transaction data and process daily repayments seamlessly. The 2025 strategy focuses on scaling the lending book, expanding borrower acquisition through merchant partnerships, and building risk models that accurately price the daily-repayment micro-loan segment.

## Frequently Asked Questions

### What is ClickPe?
ClickPe is an India-based fintech marketplace founded in 2023 that provides collateral-free business loans to small businesses. The company connects lenders and borrowers through a marketplace platform, offering flexible daily repayment options to enable business growth through accessible capital.

### What products and services does ClickPe offer?
ClickPe offers collateral-free business loans with daily repayment options. The platform operates as a marketplace that connects lenders and borrowers, providing flexible capital access for small business financing.

### Who is ClickPe designed for?
ClickPe targets small businesses in India that need accessible capital for growth. The platform is designed for businesses seeking collateral-free financing with flexible daily repayment options.

### When was ClickPe founded?
ClickPe was founded in 2023 and participated in Y Combinator's Winter 2023 (W23) batch.

### Where is ClickPe located?
ClickPe is based in India.

### Has ClickPe raised any funding?
Yes, ClickPe raised $500K in seed funding in 2023 from Y Combinator as part of their Winter 2023 batch.

### What are ClickPe's key achievements and metrics?
ClickPe generated $2M in revenue as of September 2025 and has grown to an 18-person team. The company was part of Y Combinator's Winter 2023 batch.

### What makes ClickPe's approach unique?
ClickPe offers collateral-free business loans with daily repayment options, making capital more accessible for small businesses. The marketplace model connects lenders and borrowers, providing flexible financing solutions.

### How many people work at ClickPe?
ClickPe has an 18-person team.

### What are ClickPe's recent developments?
As of September 2025, ClickPe has reached $2M in revenue. The company continues to operate its fintech marketplace offering daily repayment loans and collateral-free business financing to small businesses in India.

## Tags

b2b, fintech, payment-processing, asia-pacific, startup

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*Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*