# Checkout.com

**Source:** https://geo.sig.ai/brands/checkoutcom  
**Vertical:** Finance  
**Subcategory:** General  
**Tier:** Leader  
**Website:** checkout.com  
**Last Updated:** 2026-04-14

## Summary

Enterprise global payment platform processing for Deliveroo, Klarna, and Grab; 150+ currencies, direct bank connections for high authorization rates at scale.

## Company Overview

Checkout.com is a global payment processing platform providing enterprise-grade payment APIs, gateway, and acquiring services for large-scale merchants and platforms. Founded in 2012 and headquartered in London, Checkout.com serves some of the world's largest digital commerce companies including Grab, Deliveroo, Klarna, and Pizza Hut with a global payments infrastructure covering 150+ currencies and 45+ countries. The company became Europe's most valuable fintech company at a $40 billion valuation in January 2022.

Checkout.com's technical architecture was purpose-built for high-volume, high-performance payment processing at enterprise scale — handling thousands of transactions per second with sub-100ms latency. The company's global acquiring network and direct bank relationships in multiple markets allow it to achieve higher authorization rates than intermediary processors by routing transactions locally rather than through correspondent banks. By 2024-2025, Checkout.com processes hundreds of billions of dollars annually.

The company has navigated significant valuation compression since its 2022 peak, with down-rounds and internal equity restructuring as the broader fintech market recalibrated. However, Checkout.com's core business remains robust with continued revenue growth from enterprise clients. In 2025, Checkout.com competes with Adyen for large enterprise and platform payment processing, while also competing against Stripe in the developer/platform segment. The company has expanded its fraud detection, issuing API, and network token capabilities to serve the growing embedded finance use case where platforms embed payments into their own products.

## Frequently Asked Questions

### What is Checkout.com?
Checkout.com is a global payments platform founded in 2012 and based in London, United Kingdom. The company processes over $300 billion in payments annually and serves major merchants including Netflix, Uber Eats, Pinterest, and eBay.

### What products and services does Checkout.com offer?
Checkout.com offers payment processing, payment gateway services, fraud detection, risk management, and acquirer agnostic routing. These solutions help businesses manage their payment infrastructure and transactions.

### Who are Checkout.com's customers?
Checkout.com serves major global merchants, with over 40 merchants processing more than $1 billion annually through their platform. Notable customers include Netflix, Uber Eats, Pinterest, and eBay.

### When was Checkout.com founded?
Checkout.com was founded in 2012.

### Where is Checkout.com headquartered?
Checkout.com is headquartered in London, United Kingdom.

### How much funding has Checkout.com raised?
Checkout.com has raised $1.83 billion in funding. As of September 2025, the company's valuation is $12 billion, down from a peak of $40 billion in 2022.

### What are Checkout.com's key performance metrics?
Checkout.com achieved 45% year-over-year revenue growth in 2024 and reached profitability the same year. The company is on track to process over $300 billion in payments in 2025, with 40+ merchants each processing more than $1 billion annually.

### What is acquirer agnostic routing?
Acquirer agnostic routing is one of Checkout.com's key technology offerings, though specific implementation details are not provided in the available information. It is part of their payment processing and risk management solution suite.

### How can I get started with Checkout.com?
Specific information about how to get started or contact Checkout.com is not provided in the available information.

### What are the latest developments at Checkout.com?
In September 2025, Checkout.com's valuation was set at $12 billion (down from $40 billion in 2022), and the company achieved profitability in 2024. Recent developments include signing eBay as a partner for payment infrastructure and experiencing 45% year-over-year revenue growth.

## Tags

api-first, b2b, fintech, global, payment-processing, unicorn

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*Data from geo.sig.ai Brand Intelligence Database. Updated 2026-04-14.*